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Generations Bank

Agricultural Banking

Agricultural Banking
Agricultural Lending Services
A first rate banking relationship is essential when running a successful farming operation. Generations Bank offers a range of agricultural banking services and products.
  • Agricultural loans

Lines of Credit
We help finance your daily and seasonal operational needs to help meet the demands of increasing input prices to get your crop in the ground or your livestock to market.

Real Estate Revolving Line of Credit
Your agricultural real estate is one of your largest and most important assets. We have the loan product that allows you to use the equity that you’ve built up to make those major purchases. You will find that this Real Estate Revolving Line of Credit will give you the flexibility you need when you need it.

Equipment and Machinery Financing
An agricultural equipment loan from Generations Bank can help you fill those holes in your equipment line or upgrade your machinery to keep pace with changing technology and your growing operation.

Long-term land financing
Generations Bank farm Real Estate Loans creates opportunities for you and your operation. We provide fixed or variable rate financing for up to 20 years on agricultural land, rural properties, hunting and recreational real estate.

Generations Bank is a Farmer Mac lender
Generations Bank offers a variety of Farmer Mac ag loan programs to assist our local farmers with their financing needs. We offer loan terms of 15-20 and 30 year fixed rate terms at very competitive rates. These loans are ideal if you are planning to purchase or refinance agricultural property and are looking for a long-term fixed rate.

Government enhanced loans
When necessary we have the expertise to utilize government enhanced loans to protect you from the risks associated with your operation. We also can utilize these types of loans with young and beginning farmers.

Rural Living
A variety of products are available that will enable you to take advantage of different rates, terms and structures to meet your cash flow budget. Let us help you realize your goal of establishing your new home in your dream location.

  • Payroll services
  • Online banking
eChecking

No minimum balance required & no monthly service charge if the following criteria are met:

  • Minimum of 10 debit card transactions per month (sorry ATM withdrawals do not count as debit card transactions)
  • Free eStatement
  • One electronic debit or credit to the account each month
  • Interest paid on account
  • Free Online Banking and Bill Pay
  • Free Debit Card
  • Access Online Banking at least once each month
Regular Checking
  • Free checking if you maintain an average current balance of $500.00 or more. If your balance falls below this level a $4.00 charge per statement cycle will be imposed.
  • $0.15 fee for each debit item in excess of 15 during each statement cycle (items exclude ATM and debit card transactions).
  • Free Online Banking & Bill Pay
  • Free notary service
Now Account
  • Interest paid on account
  • $1,000.00 deposit required to open account
  • No service charge if you maintain an average current balance of $1,000.00 or more. If your balance falls below this level a $5.00 charge per statement cycle will be imposed
  • Interest bearing checking account if you maintain an average current balance of $500.00 or more. If your balance falls below this level a $4.00 charge per statement cycle will be imposed.
  • $0.15 fee for each debit item in excess of 15 during each statement cycle unless your balance is at lease $2,500.00(items exclude ATM and debit card transactions).
  • Free Online Banking & Bill Pay
  • Free notary service
Super Now Account
  • Interest paid on account on a tiered basis
  • $2,500 deposit required to open account
  • No service charge if you maintain an average current balance of $1,000.00 or more. If your balance falls below this level a $5.00 charge per statement cycle will be imposed
  • $0.15 fee for each debit item in excess of 15 during each statement cycle unless your balance is at lease $2,500.00(items exclude ATM and debit card transactions).
  • Free online banking & bill pay
  • Free notary service
Money Market Account
  • Interest paid on account on a tiered basis
  • $2,500 deposit required to open account
  • No service charge if you maintain an average current balance of $2,500.00 or more. If your balance falls below this level a $5.00 charge per statement cycle will be imposed
  • $0.50 service charge applies for each withdrawal
  • Federal Regulations limit transactions to 6 "convenient" transactions per month includes: checks, automatic or preauthorized transfers, sweeps, telephone or internet banking
  • Free notary service
First Rate Premium Money Market Account
  • Tiered interest paid on account based on account balance
  • $2,500 deposit required to open account
  • No service charge if you maintain an average current balance of $2,500.00 or more. If your balance falls below this level a $5.00 charge per statement cycle will be imposed
  • Federal Regulations limit transactions to 6 “convenient” transactions per month includes: checks, automatic or preauthorized transfers, sweeps, telephone or internet banking
  • $10.00 handling fee for each item over the transaction limit
  • Free notary service
Generations Bank
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